<?xml version="1.0" encoding="UTF-8"?>
<rss version="2.0"
	xmlns:content="http://purl.org/rss/1.0/modules/content/"
	xmlns:wfw="http://wellformedweb.org/CommentAPI/"
	xmlns:dc="http://purl.org/dc/elements/1.1/"
	xmlns:atom="http://www.w3.org/2005/Atom"
	xmlns:sy="http://purl.org/rss/1.0/modules/syndication/"
	xmlns:slash="http://purl.org/rss/1.0/modules/slash/"
	>

<channel>
	<title>Circulating &#187; Loans</title>
	<atom:link href="http://www.circulating.org/archives/category/loans/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.circulating.org</link>
	<description>
</description>
	<lastBuildDate>Mon, 06 Sep 2010 01:30:41 +0000</lastBuildDate>
	<generator>http://wordpress.org/?v=2.9.1</generator>
	<language>en</language>
	<sy:updatePeriod>hourly</sy:updatePeriod>
	<sy:updateFrequency>1</sy:updateFrequency>
			<item>
		<title>Read this Extensive Article on Same Day Payday Advances before Applying for One</title>
		<link>http://www.circulating.org/archives/2010/06/20/read-this-extensive-article-on-same-day-payday-advances-before-applying-for-one/</link>
		<comments>http://www.circulating.org/archives/2010/06/20/read-this-extensive-article-on-same-day-payday-advances-before-applying-for-one/#comments</comments>
		<pubDate>Sun, 20 Jun 2010 15:26:07 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Loans]]></category>
		<category><![CDATA[Miscellaneous]]></category>
		<category><![CDATA[cash advance]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2010/06/20/read-this-extensive-article-on-same-day-payday-advances-before-applying-for-one/</guid>
		<description><![CDATA[It can be awkward to get money fast if you have a bad credit rating. An instant payday cash advance might be the perfect answer. If you've had enough of the customary credit checks and long delays that are part and parcel of a conventional bank advance, an instant payday money advance could be the thing for you.]]></description>
			<content:encoded><![CDATA[<p>Times can be rough if you&#8217;re having money troubles. Have you thought about applying for a same day pay day money loan? The best thing about getting a money til pay-check loan is applying for one without needing to struggle with the usual impediments applying for a conventional bank advance involves, like prolonged waits and credit checks.</p>
<p>A number of arguments exist for applying for a money until payday advance. A great example is if there&#8217;s a need to travel to where a member of your family has been involved in an accident overseas, or perhaps the children have come home with an unexpected expense at school?</p>
<p>Who wants to miss a bill payment because their pay turns out to be for some reason less than expected? If you require financial help to escape from a rough situation then a <a href="http://www.pay-dayloan.com/pages/aboutpl/">cash advance</a> until payday is an essential service.</p>
<p>Overnight quick payday advances are reasonable loans which last anywhere from seven to thirty-one days and generally range from one hundred to one thousand dollars. Just decide on how much money you need to borrow and send your request along with your details. Once approved, your advance can be wired directly to you or automatically put into your account. On your next payday you pay back the total advanced in addition to a small flat charge for every one hundred dollars you borrowed. If you&#8217;re still a bit low on money by payday there&#8217;s the choice of rolling your advances through to the next payday on up to four occasions before the balance must be repaid in full. Search on Google or Bing for &#8220;payday money advance&#8221; or similar to find more information. Be sure that you satisfy the application requirements before going for an advance like this. The first fundamental requirement is that you will need to have held a job and kept a savings account for the past ninety days. Your wages must be at least one thousand dollars per calendar month and using direct deposits are examples of essential requirements. Providing the balance is paid fully every time you can get faxless same day payday advances as often as you want.</p>
<p>Fast quick pay-check loans may be just what you need if you have to make some cash quickly. Receiving quick, easy and stress-free emergency money is one of their essential selling points. They say &#8220;the best things in life are free&#8221;, but if you have no money it can only bring stress.</p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2010/06/20/read-this-extensive-article-on-same-day-payday-advances-before-applying-for-one/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>100% FREE: Nike Air Tri-D for Women &#124; Free Daytime Stuff to Do</title>
		<link>http://www.circulating.org/archives/2010/01/03/100-free-nike-air-tri-d-for-women-free-daytime-stuff-to-do/</link>
		<comments>http://www.circulating.org/archives/2010/01/03/100-free-nike-air-tri-d-for-women-free-daytime-stuff-to-do/#comments</comments>
		<pubDate>Sun, 03 Jan 2010 05:56:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Ads + Plugs]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[Sales + Selling]]></category>
		<category><![CDATA[Can Get I Online Paid Survey Taking]]></category>
		<category><![CDATA[Canadian Free Online Paid Survey]]></category>
		<category><![CDATA[Consumer Reviews Of Paid Surveys Etc]]></category>
		<category><![CDATA[Get Paid To Take Surveys]]></category>
		<category><![CDATA[New York]]></category>
		<category><![CDATA[On-Line Paid Surveys]]></category>
		<category><![CDATA[Paid Surveys Cacada]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2010/01/03/100-free-nike-air-tri-d-for-women-free-daytime-stuff-to-do/</guid>
		<description><![CDATA[Free Cash, Vouchers: I recommend the bigger forums for this because they are generally packed with topics about being able to answer surveys for money]]></description>
			<content:encoded><![CDATA[<style type="text/css">
<!--
.style1 {color: #999999}
-->
</style>
<style type="text/css">
<!--
.style1 {color: #990000}
.style2 {font-weight: bold}
.style4 {font-weight: bold}
.style5 {
	color: #FF0000;
	font-weight: bold;
}
-->
</style>
<div align="center">
<p><img src="http://www.top-paidsurveys.org/images/topsurveybanner3.jpg" width="410" height="134"></p>
<p><span class="style5">Get Unlimited FREE Vouchers, Cash and Products EveryDay!<br />
  Get Paid $5 &#8211; $295/Survey! Unlimited Surveys Available </span></p>
<p></p>
<div align="center"><strong>Multinational Participating Companies: Cash and Free Vouchers from Microsoft, IBM, Apple, Nokia, Sony, Consumer Research, Panasonic, WallMart, Sears, Gucci, Guess, Dell, and thousands more! </strong></p></div>
</div>
<p>The best part of taking surveys is that can have so much fun as you become your own boss Getting Nike Air Tri-D For Women and Free Daytime Stuff To Do is simple. The information they provide is just the beginning of sharing the Instant Paid Surveys program with you, read on more about Nike Air Tri-D For Women. The second thing you want to do is use something that will lead you right to the sites to begin taking survey offers that are worth your time. Also see Free Daytime Stuff To Do. Six: Taking and online survey gives you a chance to develop computer skills which you can use to make more money in other ways if you choose. </p>
<p>This is where you can learn from others&#8217; ideas insights and experiences. Read on to find out more about Nike Air Tri-D For Women. There are thousands of market research companies out there just itching to pay teens for their opinion of their product. Find out more about Nike Air Tri-D For Women and Free Daytime Stuff To Do. This is not seem fair by reading this article you will learn to find these great websites who pays good amount of cash for your service. I recommend the bigger forums for this because they are generally packed with topics about being able to answer surveys for money.<br />
<strong>Join for Free now Below!</strong></p>
<p>It makes sense which is why the search engine results are always overwhelmed with worthless websites. Get Nike Air Tri-D For Women 100% FREE at our website.  Get all the info on Nike Air Tri-D For Women from our homepage. You want to sign up for as many companies as possible from each group. Get paid survey network list absolutely FREE from our website! Absolutely no charge for joining the industry&#8217;s TOP 7 paying survey networks! See more about <a href="http://www.paidsurveynetworks.biz/free-grocery/used-cross-bows-on-ebay-fore-sale.php">Used Cross Bows On Ebay Fore Sale</a></p>
<p><span class="style5">Get FREE >> Top Paying Survey Networks. JOIN FREE Below! </span></p>
<p>  <span class="style4"></p>
<style type="text/css">
<!--
.style1 {
	color: #990000;
	font-weight: bold;
}
-->
</style>
<p><span class="style1">Apply To Take Surveys (and Get Paid!)<br />
AND to View 100% of Survey Results of Your Choice From EVERY Industry! </span></span></p>
<p><a href="http://www.anrdoezrs.net/click-3699464-10489475" target="_blank"><br />
<img src="http://www.lduhtrp.net/image-3699464-10489475" width="300" height="250" alt="" border="0"/></a></p>
<p><a href="http://www.kqzyfj.com/click-3699464-10664888" target="_blank"><br />
<img src="http://www.lduhtrp.net/image-3699464-10664888" width="300" height="250" alt="Do You Agree With The Stimulus Package" border="0"/></a>
</p>
<p align="left" class="style1 style2">From personal experience, each of these consumer survey networks contains thousands of high paying multinational companies, ready to pay you $10-$300 for every survey done! Absolutely FREE to join. <br />Good Luck! </p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2010/01/03/100-free-nike-air-tri-d-for-women-free-daytime-stuff-to-do/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special offer 25000 dollar at a dependable rate of 8.8 percent</title>
		<link>http://www.circulating.org/archives/2008/12/01/special-offer-25000-dollar-at-a-dependable-rate-of-88-percent/</link>
		<comments>http://www.circulating.org/archives/2008/12/01/special-offer-25000-dollar-at-a-dependable-rate-of-88-percent/#comments</comments>
		<pubDate>Mon, 01 Dec 2008 14:38:41 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Ratings etc.]]></category>
		<category><![CDATA[Fortune]]></category>
		<category><![CDATA[Loans]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2008/12/01/special-offer-25000-dollar-at-a-dependable-rate-of-88-percent/</guid>
		<description><![CDATA[Translated it means: Woon je in Winsum of Heemstede en heeft u BKR notering. Lenen met een BKR registratie is nergens zo eenvoudig. Haal snel een andere auto met negatieve bkr registratie met lenen, 144443 euro is gewoon mogelijk om te financieren. Van Scherpenzeel tot Moerdijk, geld lenen met en BKR codering kan hier altijd.
 [...]]]></description>
			<content:encoded><![CDATA[<p>Translated it means: Woon je in Winsum of Heemstede en heeft u BKR notering. Lenen met een BKR registratie is nergens zo eenvoudig. Haal snel een andere auto met <a href="http://geld-lenen-zonder-bkr-toetsing.com" title="negatieve bkr registratie met lenen">negatieve bkr registratie met lenen</a>, 144443 euro is gewoon mogelijk om te financieren. Van Scherpenzeel tot Moerdijk, geld lenen met en BKR codering kan hier altijd.
<p> Be shiny today to check out if you have a nice bargain or if you don&#8217;t with the merchant bank that offers you a bank loan. That&#8217;s the reason why now you really need to check over and get a line if you can have a loan at a serious percent loan rate. Investigate to see if the moneylender who is tending to give you a credit loan is fine. Lots of of the moneylenders wil show you a rate of interest that is looking comely but feels naughtily or so after a period of time. A bank in Newark New Jersey or so may have a total different actual interest rate for a 15000 dollar money loan then a merchant bank in Kent Washington and that makes a big clear difference in your weekly pay backs. 11.2 percent rate of interest may come out so honest but will it stay the same after you&#8217;re going to reinforce your loan. At this moment you can look into rates quickly on the internet and assure if there are other possible traps you should know about. It doesn&#8217;t matter if you live in Lancaster Pennsylvania or in Overland Park Kansas a upright online analysis will prohibit you often a lot of anguish. </p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2008/12/01/special-offer-25000-dollar-at-a-dependable-rate-of-88-percent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Special offer 17500 dollar at a beneficial interest rate of 16.8 percent</title>
		<link>http://www.circulating.org/archives/2008/10/23/special-offer-17500-dollar-at-a-beneficial-interest-rate-of-168-percent/</link>
		<comments>http://www.circulating.org/archives/2008/10/23/special-offer-17500-dollar-at-a-beneficial-interest-rate-of-168-percent/#comments</comments>
		<pubDate>Thu, 23 Oct 2008 23:03:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Ratings etc.]]></category>
		<category><![CDATA[Fortune]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[BKR]]></category>
		<category><![CDATA[geld lenen]]></category>
		<category><![CDATA[geldproblemen]]></category>
		<category><![CDATA[minikrediet]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2008/10/23/special-offer-17500-dollar-at-a-beneficial-interest-rate-of-168-percent/</guid>
		<description><![CDATA[Many of the merchant banks wil show you a loan rate that looks respectable but feels mischievously or so after a period of time. Inspect to see if the moneylender who is willing to give you a credit loan is honest. You should be shiny today to analyze if you have a great deal or [...]]]></description>
			<content:encoded><![CDATA[<p>Many of the merchant banks wil show you a loan rate that looks respectable but feels mischievously or so after a period of time. Inspect to see if the moneylender who is willing to give you a credit loan is honest. You should be shiny today to analyze if you have a great deal or if you don&#8217;t with the bank that offers you a loan. It makes no difference if you live in Fullerton California or in Athens Georgia a beneficial online investigation will prohibit you often a lot of inconvenience.
<p>Translated in Ducth it says: Woon je in Ridderkerk of Zeist en heb je BKR verleden. Lenen met een BKR notering is nergens zo eenvoudig. Haal snel een andere caravan met <a href="http://geldlenen-nl.com/geld-lenen-zonder-bkr-toetsing/" title="geld lenen zonder bkr toetsing">geld lenen zonder bkr toetsing</a>, 307738 euro is gewoon mogelijk om te financieren. Van Rotterdam tot Tytsjerksteradiel, geld lenen met en BKR codering is altijd mogelijk.</p>
<p> A merchant bank in Arvada Colorado or so may have a total totally different actual rate of interest for a 32500 dollar loan then a bank in Clarksville Tennessee and that makes a big clear difference in your weekly pay offs. 15.4 percent rate may look so mediocre but will it stay immutable after you&#8217;re going to pay off your money loan. Nowadays you can check rates of interest quickly at websites and check if there are other sneaky conditions you should be aware of. That&#8217;s why now you need to check out and experience if you can have a bank loan at a honest percent interest rate. </p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2008/10/23/special-offer-17500-dollar-at-a-beneficial-interest-rate-of-168-percent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Go for new real estate with easy loan, 118531 euro is not an issue</title>
		<link>http://www.circulating.org/archives/2008/09/09/go-for-new-real-estate-with-easy-loan-118531-euro-is-not-an-issue/</link>
		<comments>http://www.circulating.org/archives/2008/09/09/go-for-new-real-estate-with-easy-loan-118531-euro-is-not-an-issue/#comments</comments>
		<pubDate>Tue, 09 Sep 2008 19:34:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Ratings etc.]]></category>
		<category><![CDATA[Fortune]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[BKR]]></category>
		<category><![CDATA[geld lenen]]></category>
		<category><![CDATA[geldproblemen]]></category>
		<category><![CDATA[minikrediet]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2008/09/09/go-for-new-real-estate-with-easy-loan-118531-euro-is-not-an-issue/</guid>
		<description><![CDATA[In other words, the mortgage is a security for the loan that the lender makes to the borrower. Different lenders charge different fees. And of course, each loan and each borrower are different. Although most mortgage experts say that rates 8 percent are pretty much the same wherever you go, give or take this tiny [...]]]></description>
			<content:encoded><![CDATA[<p>In other words, the mortgage is a security for the loan that the lender makes to the borrower. Different lenders charge different fees. And of course, each loan and each borrower are different. Although most mortgage experts say that rates 8 percent are pretty much the same wherever you go, give or take this tiny 5 percentage.
<p>The translation says: Woon je in Oude IJsselstreek of Hattem en heeft u BKR codering&#8217; Lenen met BKR is nog nooit zo eenvoudig geweest. Koop een andere auto met <a href="http://www.snel-geld.info/" title="geld lenen met bkr registratie">geld lenen met bkr registratie</a>, 482304 euro is gewoon mogelijk om te lenen. Van &#8217;s-Hertogenbosch tot Haarlemmermeer, geld lenen met BKR is altijd mogelijk.</p>
<p> Start with credibility. It&#8217;s not easy to know if the prices quoted by lenders are reliable. Different circumstances can make each approach right, so don&#8217;t be thrown. Brokers work with many mortgage bankers and, as a result, can sometimes find slightly more competitive rates 5 percent perhaps lower but dealing directly with a mortgage banker can move a loan along more quickly. Both banks and brokers have their strengths and weaknesses. Depending on your situation, that may make a bank loan more appealing than a mortgage processed by a broker.</p>
<p> While a mortgage in itself is not a debt, it is evidence of a debt of 5 percent. In most jurisdictions mortgages are strongly associated with loans 3 percent secured on real estate rather than other property and in some cases only land may be mortgaged. Arranging a mortgage is seen as the standard method by which individuals and businesses can purchase residential and commercial real estate without the need to pay the full value immediately. Some will quote you precise, competitive rates 3 percent. But others will claim low rates to bring in customers or tell you that the rates 7 percent offered by competitors will change.</p>
<p> See which lenders are charging fees 6 percent and for how much. It is a transfer of an interest in land, from the owner to the mortgage lender, on the condition that this interest will be returned to the owner of the real estate when the terms of the mortgage have been satisfied or performed.</p>
<p> See mortgage loan for residential mortgage lending, and commercial mortgage for lending against commercial property. Settlement costs can include everything from broker commissions and loan-origination fees, which cover the lender&#8217;s costs in processing the loan, to appraisal and credit-report fees, among others. A mortgage is the pledging of a property to a lender as a security for a mortgage loan for 9 percent. Many of these fees are fixed but some can be negotiated.</p>
<p> Credibility, dependability, and longevity in the home lending business are good places to begin. So how do you find a lender or broker you can trust&#8217; To find out which fees can be negotiated, compare the fees at each mortgage company you&#8217;re considering. </p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2008/09/09/go-for-new-real-estate-with-easy-loan-118531-euro-is-not-an-issue/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Gold and Platinum Cards</title>
		<link>http://www.circulating.org/archives/2008/08/22/gold-and-platinum-cards/</link>
		<comments>http://www.circulating.org/archives/2008/08/22/gold-and-platinum-cards/#comments</comments>
		<pubDate>Fri, 22 Aug 2008 20:00:14 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Credit Ratings etc.]]></category>
		<category><![CDATA[Fortune]]></category>
		<category><![CDATA[Loans]]></category>
		<category><![CDATA[american express]]></category>
		<category><![CDATA[gold card]]></category>
		<category><![CDATA[platinum credit cards]]></category>

		<guid isPermaLink="false">http://www.circulating.org/archives/2008/08/22/gold-and-platinum-cards/</guid>
		<description><![CDATA[Gold &#038; Platinum cards are a favorite of cardholders and card issuers alike]]></description>
			<content:encoded><![CDATA[<p><meta http-equiv="Content-Type" content="text/html; charset=utf-8" /> <meta name="ProgId" content="Word.Document" /> <meta name="Generator" content="Microsoft Word 11" /> <meta name="Originator" content="Microsoft Word 11" />
<link rel="File-List" href="file:///C:%5CDOCUME%7E1%5CMilne%5CLOCALS%7E1%5CTemp%5Cmsohtml1%5C01%5Cclip_filelist.xml" /><!--[if gte mso 9]><xml>  <w:WordDocument>   <w:View>Normal</w:View>   <w:Zoom>0</w:Zoom>   <w:PunctuationKerning/>   <w:ValidateAgainstSchemas/>   <w:SaveIfXMLInvalid>false</w:SaveIfXMLInvalid>   <w:IgnoreMixedContent>false</w:IgnoreMixedContent>   <w:AlwaysShowPlaceholderText>false</w:AlwaysShowPlaceholderText>   <w:Compatibility>    <w:BreakWrappedTables/>    <w:SnapToGridInCell/>    <w:WrapTextWithPunct/>    <w:UseAsianBreakRules/>    <w:DontGrowAutofit/>   </w:Compatibility>   <w:BrowserLevel>MicrosoftInternetExplorer4</w:BrowserLevel>  </w:WordDocument> </xml><![endif]--><!--[if gte mso 9]><xml>  <w:LatentStyles DefLockedState="false" LatentStyleCount="156">  </w:LatentStyles> </xml><![endif]--><br />
<style> <!--  /* Style Definitions */  p.MsoNormal, li.MsoNormal, div.MsoNormal  {mso-style-parent:"";  margin:0in;  margin-bottom:.0001pt;  mso-pagination:widow-orphan;  font-size:12.0pt;  font-family:"Times New Roman";  mso-fareast-font-family:"Times New Roman";  mso-ansi-language:HU;  mso-fareast-language:HU;} @page Section1  {size:8.5in 11.0in;  margin:1.0in 1.25in 1.0in 1.25in;  mso-header-margin:.5in;  mso-footer-margin:.5in;  mso-paper-source:0;} div.Section1  {page:Section1;} --> </style>
<p> <!--[if gte mso 10]><br />
<style>  /* Style Definitions */  table.MsoNormalTable  {mso-style-name:"Table Normal";  mso-tstyle-rowband-size:0;  mso-tstyle-colband-size:0;  mso-style-noshow:yes;  mso-style-parent:"";  mso-padding-alt:0in 5.4pt 0in 5.4pt;  mso-para-margin:0in;  mso-para-margin-bottom:.0001pt;  mso-pagination:widow-orphan;  font-size:10.0pt;  font-family:"Times New Roman";  mso-ansi-language:#0400;  mso-fareast-language:#0400;  mso-bidi-language:#0400;} </style>
<p> <![endif]-->
<p class="MsoNormal" style="text-align: justify;"><span style="">Gold cards and affinity cards are variations on the basic Visa and MasterCard theme. The question is, do you really needor wantone?<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">Gold cards are a favorite of cardholders and card issuers alike. These cards are usually touted as prestigious plastic, offered only to exceptional customers. Banks like gold cards because they are often more profitable than standard cards. Since you often have to make at least $35,000 or more a year, and have a good credit record, chances are you&#8217;ll pay your bills on time.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">If you really want a gold card for the perks or prestige, here&#8217;s what you should know:<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">Higher Credit Limits: </span><a href="http://www.comparecreditcards.com/american_express_credit_cards.htm" target="_blank">Gold card credit lines</a><span style=""> often start at $5,000 and go as high as tens of thousands of dollars. By contrast, opening credit lines on standard cards are often $2,000 to $3,000. What&#8217;s important to realize is that many standard cards can offer credit lines competitive with those on gold cards. If you&#8217;re a big spender, or anticipate needing a higher credit line, call your card issuer and ask for an increase in your limit. If you pay on time and have sufficient credit qualifications, you&#8217;ll probably get it.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">Prestige: It&#8217;s true that several years ago, gold cards probably did confer some degree of exclusivity upon the owner. For a while, American Express was the only issuer to offer gold cards, and at that time, most Visas and MasterCards looked alike. The American Express Gold Card probably did, then, identify its holder as someone with superior financial credentials. Today, however, there are millions of gold cards in circulation. In addition, Visa and MasterCard issuers have freed up the fronts of their cards so that issuers can design colorful cards. All that means is that gold cards simply don&#8217;t make as much of an impression as they used to do.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">Perks: Gold cards do offer one thing that many standard cards don&#8217;ta menu of perks. These extras include emergency medical and legal services for cardholders when they travel, collision damage waiver coverage when a car rental is paid for with the card, extended warranties, and purchase protection plans.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">On standard bankcards, most enhancements are chosen and offered by the individual banks that issue the cards. On gold cards, however, Visa and MasterCard have developed packages of &#8220;core&#8221; enhancements that axe generally offered on all gold cards. Since the competition among gold card issuers is intense, these core enhancement packages carry a lot of perks.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">This also means, however, that if you want a particular perk, you can shop among lots of gold card issuers to find one that also offers the low rate and/or no annual fee you&#8217;re looking for.<o:p></o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style=""><o:p> </o:p></span></p>
<p class="MsoNormal" style="text-align: justify;"><span style="">Keep in mind that most people never take advantage of many of the perks offered on credit cards. <o:p></o:p></span></p>
]]></content:encoded>
			<wfw:commentRss>http://www.circulating.org/archives/2008/08/22/gold-and-platinum-cards/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
	</channel>
</rss>
